{"id":4058,"date":"2026-07-03T08:38:35","date_gmt":"2026-07-03T14:38:35","guid":{"rendered":"https:\/\/insafocoop.gob.sv\/?page_id=4058"},"modified":"2026-07-04T10:44:19","modified_gmt":"2026-07-04T16:44:19","slug":"sello-de-resguardo","status":"publish","type":"page","link":"https:\/\/insafocoop.gob.sv\/?page_id=4058","title":{"rendered":"Certificaci\u00f3n Voluntaria: El Sello Resguardo de INSAFOCOOP"},"content":{"rendered":"<p style=\"text-align: center;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-4059\" src=\"https:\/\/insafocoop.gob.sv\/wp-content\/uploads\/2026\/07\/Sello_Resguardo_FINAL_color.png\" alt=\"\" width=\"250\" height=\"260\" srcset=\"https:\/\/insafocoop.gob.sv\/wp-content\/uploads\/2026\/07\/Sello_Resguardo_FINAL_color.png 1000w, https:\/\/insafocoop.gob.sv\/wp-content\/uploads\/2026\/07\/Sello_Resguardo_FINAL_color-288x300.png 288w, https:\/\/insafocoop.gob.sv\/wp-content\/uploads\/2026\/07\/Sello_Resguardo_FINAL_color-983x1024.png 983w, https:\/\/insafocoop.gob.sv\/wp-content\/uploads\/2026\/07\/Sello_Resguardo_FINAL_color-768x800.png 768w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/p>\n<p>El Instituto Salvadore\u00f1o de Fomento Cooperativo (INSAFOCOOP) promueve la excelencia, la transparencia y la solidez institucional dentro del movimiento cooperativo nacional.<br \/>\nPara lograrlo, ponemos a disposici\u00f3n de las cooperativas la Certificaci\u00f3n Voluntaria, un riguroso proceso de verificaci\u00f3n al que las cooperativas se someten de forma proactiva para demostrar su cumplimiento normativo, financiero y de buena gobernanza.<\/p>\n<p><strong>\u00bfQu\u00e9 es el Sello Resguardo?<\/strong><br \/>\nEl Sello Resguardo es el m\u00e1ximo reconocimiento digital y f\u00edsico otorgado por INSAFOCOOP a las cooperativas que superan con \u00e9xito todas las etapas de evaluaci\u00f3n.<br \/>\nEste sello no es obligatorio; es un distintivo de confianza y calidad que la cooperativa adquiere ante sus asociados, el sistema financiero, inversionistas y la sociedad salvadore\u00f1a, garantizando que es una entidad segura, bien administrada y apegada a la ley.<\/p>\n<p><strong>Pilares de la Verificaci\u00f3n<\/strong><br \/>\nPara obtener esta certificaci\u00f3n, las cooperativas son evaluadas minuciosamente en:<br \/>\n<strong>\u00a0 &#8211; Cumplimiento Legal:<\/strong> Respeto estricto a la Ley de Asociaciones Cooperativas y sus reglamentos.<br \/>\n<strong>\u00a0 &#8211; Transparencia Financiera:<\/strong> Estados financieros auditados, estables y con indicadores saludables.<br \/>\n<strong>\u00a0 &#8211; Gobernanza Cooperativa:<\/strong> Correcto funcionamiento de sus consejos de administraci\u00f3n, vigilancia y comit\u00e9s.<br \/>\n<strong>\u00a0 &#8211; Impacto Social:<\/strong> Evidencia de buenas pr\u00e1cticas orientadas al bienestar de sus miembros y su comunidad.<\/p>\n<p><strong>Caracter\u00edsticas Clave del Certificado<\/strong><br \/>\n<strong>Temporalidad y Vigencia:<\/strong> La certificaci\u00f3n tiene una validez estricta de un (1) a\u00f1o a partir de su fecha de emisi\u00f3n. Para mantener el Sello de Resguardo, la cooperativa debe someterse a una nueva verificaci\u00f3n anual.<\/p>\n<p><strong>Autenticidad por C\u00f3digo QR:<\/strong> Cada documento f\u00edsico cuenta con un c\u00f3digo QR \u00fanico y seguro enlazado directamente a nuestro servidor web, permitiendo a cualquier entidad financiera o usuario verificar su vigencia en tiempo real.<\/p>\n<p><strong>Cooperativas Certificadas vigentes<\/strong><br \/>\nA continuaci\u00f3n, el listado oficial de las asociaciones cooperativas que actualmente cuentan con el Sello Resguardo Activo.<\/p>\n<ul>\n<li>ACOPAEJ, de R.L. \ud83d\udfe2 (Vigente)<\/li>\n<li>ACOATLIT, de R.L. \ud83d\udfe2 (Vigente)<\/li>\n<li>ACOPANELA, de R.L. \ud83d\udfe2 (Vigente)<\/li>\n<li>ACAMS, de R.L. \ud83d\udfe2 (Vigente)<\/li>\n<li>COM\u00c9DICA, de R.L. \ud83d\udfe2 (Vigente)<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span style=\"color: #ffff00;\"><em>El Sello Resguardo puede ser revocado si la cooperativa incumple los criterios de transparencia establecidos por el instituto.<\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"parrafos-blancos-letranegra\"><p>El Instituto Salvadore\u00f1o de Fomento Cooperativo (INSAFOCOOP) promueve la excelencia, la transparencia y la solidez institucional dentro del movimiento cooperativo nacional. 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